Out-the-Door Price Calculator

Out-the-Door Price Calculator

Calculate total dealer fees, taxes, and amount financed for buying a new or used car in any US state.

Vehicle & Location
$
$
Trade-in & Down Payment
$
$
$
Dealer Fees & Taxes
$
$
$
%
$
Financing Details
Mo
%
Estimated Monthly Payment
OTD Price: $0
$0/mo
Amount Financed: $0
Purchase Breakdown
Vehicle Price $0
Dealer Add-ons +$0
Doc, Title & Reg Fees +$0
State Sales Tax 0% +$0
Trade-In Equity -$0
Rebates -$0
Cash Down Payment -$0
Total Interest Paid $0
Total Loan Cost (Principal + Interest) $0

An Out-the-Door Price Calculator is a tool that helps buyers estimate the total amount they will actually pay for a vehicle after adding taxes, dealer fees, registration charges, documentation fees, and other applicable costs. Unlike the advertised vehicle price, the out-the-door price gives a more complete picture of the final purchase cost.

What Is Included in the Out-the-Door Price?

The calculator may consider:

  • Vehicle selling price – the negotiated price of the car.
  • Sales tax – tax charged based on the applicable local or state rate.
  • Dealer or documentation fees – charges associated with processing the vehicle purchase.
  • Registration and title fees – government charges for registering and titling the vehicle.
  • Dealer add-ons – optional products or services added to the purchase.
  • Trade-in value – the value of a vehicle being traded in, where applicable.
  • Down payment – the amount paid upfront toward the vehicle.

Basic Formula

Out-the-Door Price = Vehicle Price + Taxes + Dealer Fees + Registration Fees + Other Charges − Trade-In Credit − Discounts

If a buyer is financing the vehicle, the down payment is generally used to determine the amount financed rather than being added to the final cash purchase price.

Example

Suppose a vehicle has:

  • Vehicle price: $30,000
  • Sales tax: $2,100
  • Dealer/documentation fees: $500
  • Registration and title fees: $400
  • Other charges: $200
  • Trade-in credit: $5,000

The calculation would be:

$30,000 + $2,100 + $500 + $400 + $200 − $5,000 = $28,200

The estimated out-the-door price after the trade-in credit would be $28,200.

If the buyer also makes a $4,000 down payment, the estimated amount that needs to be financed would be:

$28,200 − $4,000 = $24,200